Individuals & Employees

employee

We provide benefits to insure you for daily living, to help with unexpected expenses, and as an extra measure of financial protection.

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Businesses & Human Resources

benefits_signYour employees deserve easy to administer benefits that are a cost-effective solution to help with the rising cost of out-of-pocket health care expenses.

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Brokers & Agents

boxes-of-insuranceOur custom and voluntary policies deliver competitive commissions, easy user administion, and can be offered at little to no cost to companies.

Welcome to Benefits Advisory Council

Breakthrough Financial Solutions™ was launched because we feel there are innovative, enhanced and more efficient ways to offer critical insurance products to under or inadequately insured Americans.  

Who we are, what we do, and how we do it:

We can develop a Voluntary Benefits Program for employers with 500 to 1,500 employees with a creative approach to keeping employee benefits costs under control and those of great interest to you, your bottom line, your employees and Human Resources Department.

The Benefits Advisory Council goes to great lengths to assure  that we have the best possible organizational structure, people, products, rates, support systems, service/claims organization, and follow up programs to meet the needs of the small to mid-sized employers and their Human Resources Department.  Our approach is both unique and simple to assure that we meet the needs of all parties. We think you and your employees will agree!

  1. Are the rising costs of employee benefits becoming a serious problem for your business?
  2. Beginning the process to determine your needs within your financial constraints
  3. You make the final decision as to what the Voluntary Benefit Program does for you and your employees
  4. Launching Voluntary Benefits products to allow employees to determine where they should add protection
  5. Determining your preferences for your company specific Voluntary Benefits Program website
  6. Providing ongoing service and claims support
  7. Keeping former employees on the Voluntary Benefits Program
  8. Constantly monitor the employee benefits and the voluntary aspects of the program
 

Our Voluntary Products

  • Term Life
  • Universal Life
  • Disability Income
  • Cancer
  • Critical Illness
  • Accident
  • Heart & Stroke
  • Dental
  • Hospital Indemnity
  • Pet Insurance
  • Auto & Home
  • Identity Theft Protection


Click Here to learn about our workplace products and how they can enhance your employee benefit plan!

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